, not so much technology, what do you think is going to be the leadership this year? >> well, it ended last year with the financials coming on strong. maria, i think that's just the beginning of -- of the -- of the move in financials, and i think -- i think technology will play a game of catchup. it's quality. quality leadership, and that's so very, very important. i know people on a short-term basis are concerned, and i -- i can understand that, but there's absolutely, absolutely no speculation, and that's what ends the bull market is speculation. we're not even there. the public's not in the market, so there's a lot of room left. >> hey, bob, bob pisani with us as well. bob, you heard that. there is, you know, evidence that money is starting to come into the market. >> yeah. >> ral is absolutely right. the public is really only dipping their toe in, so we've seen several billion of inflows in mutual funds in the month of january. four consecutive weeks, scott, good news. $400 billion in outflows from mutual funds since 2008 so compare it. maybe we've got 40 billion going in in the last, y